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What Is The Debt-To-Income Ratio (DTI)?
http://videotap.wistia.com/medias/a33gtcu1nc?embedType=async&videoFoam=true&videoWidth=640 Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a...
What Does Ability To Repay Mean?
http://videotap.wistia.com/medias/1dws6vk5oy?embedType=async&videoFoam=true&videoWidth=640 What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a...
What Is A Qualified Mortgage?
http://videotap.wistia.com/medias/kjaeccmbj4?embedType=async&videoFoam=true&videoWidth=640 As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices...
What Is A Rate Lock?
http://videotap.wistia.com/medias/lhxwsxmnvo?embedType=async&videoFoam=true&videoWidth=640 Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term 'rate...
What Is A Certificate of Eligibility, or COE?
http://videotap.wistia.com/medias/2j1eoxfj25?embedType=async&videoFoam=true&videoWidth=640 What Is A Certificate of Eligibility, or COE? The COE is the key document that verifies to lenders that someone is eligible for a VA-backed loan. Servicemembers,...
What Are The Major Types Of VA Loans?
http://videotap.wistia.com/medias/z5ol5doui8?embedType=async&videoFoam=true&videoWidth=640 What Are The Major Types Of VA Loans? Major Veterans Affairs loan programs described in this video include: 1) Purchase...
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